When I read Bridget's post, my first thought was why Lakewood?  She and her husband have just the energy I wish I could find in a neighbor (and I do find this energy in a lot of my neighbors, but we are often tired of propping each other up).  So many current 20-30 somethings abandon the city, because of the "kid" thing or some other fear.  Yes, it seems risky, but as a society we need to take the gamble and buy the first house in an area that needs investment.   We also need to change our mentality about having a "first" house. 
My reality?  I will be lucky to pay off this house and to live without debt.  If I do, will I be the last house standing on my street?  I went to an art event recently and met a young woman chef, who works downtown and bought a house in Fairview Park.  Why Fairview Park?  If any one should be willing to make an investment in the city, it should be 20-30 somethings, who have the energy to turn things around.  I guess I sound really old here, but believe me, I had tremendous energy in my 20-30s and not as much now. 
But, back to Bridget's story: Would she and her husband have made it through the tough times on a smaller mortgage? My guess would be--yes.  And, then, perhaps, there would be one less vacant house in my neighborhood. 

So, Bridget, if you see this--consider putting your energies and talents to living in my neighborhood.  We need you and lots more people like you.  And, if you have read any of my mercurial posts, you know that I cycle between optimism and despair about life in the city.  But, lets face it, it's really just the same for anyone else, regardless of where you live--optimism/despair-- although, I have to think that my neighborhood offers a more interesting life, because of the diversity.
By the way, as I typed this I had a knock on the door from a twenty-three-year-old canvasser for Barack Obama.   His name is Chris and he drove down from Michigan to campaign.   It does give you HOPE.